For some time now, Dash has been amongst the most popular cryptocurrencies in the world, currently ranking 15th in terms of market capitalization. Like Bitcoin, Dash is a decentralized digital currency that uses the same encryption techniques to transfer, mine, and confirm transactions, although with an added second layer (Masternodes) to the network. They aim to become the most user-friendly and scalable payments-focused cryptocurrency in the world; they intend to become a cryptocurrency with real use cases and the ability to use it on everyday things.
With their goal of becoming the most user-friendly and scalable payments-focused cryptocurrency in the world, merchants all over the world have started to use Dash for their businesses. It has received support from merchants not only for its fast transaction times but also because of its high capacity for transactions on the blockchain and easier integration. More and more people worldwide are using Dash. If you want to learn more about Dash, click here.
Even as cryptocurrencies and their community of users have experienced significant growth in popularity and use, liquidity remains a substantial challenge for the whole industry, hindering its mass adoption and its integration into ordinary life. The biggest drawback of mass adoption of cryptocurrencies is the inability to spend them in everyday goods and services with the same ease as fiat. And while every day more and more merchants, marketplaces accept Dash and other cryptocurrencies, we are still far from getting mass adoption. Until that happens, the best and easiest way to spend your Dash is through crypto debit cards.
Crypto cards: how do they compare with regular cards?
Don’t let the crypto card part misguide you, crypto cards at the end of the day are just regular debit cards that support cryptocurrencies like Dash. You can swipe, insert, or tap the card like a regular debit card. The only main difference is that they are not linked to a traditional bank, but to a crypto wallet. From the app, you can manage your card, deposit, transfer, etc.
Crypto cards offer two main types: physical and virtual. Most of the crypto card companies offer both of them, but at the end of the day, you choose the one that suits you the best. If you only use the card for paying online, the virtual variety will suffice you and probably cost less than a physical card. On the other hand, if you plan on using daily POS purchases or withdrawing cash, the physical card is the right choice for you.
Can I use my crypto cards worldwide?
Like regular debit cards, crypto cards also have partnered with global payment processing companies like Visa, MasterCard, or Union Pay. This, in turn, makes them much more accepted worldwide; anywhere where traditional cards are accepted, you will be able to use them. Most crypto cards work in such a way that merchants get paid in their currency while you are charged in Dash from your prepaid balance. This guarantees that users will be able to pay for things, in establishments where cryptocurrencies are not fully adopted yet.
Many crypto cards are now increasingly offering their users to link the cards to more than one fiat currency. Most crypto cards accept several cryptocurrencies like Dash and allow their users to load the cards with the different cryptocurrencies. It is essential to point out that not every card support Dash, some cards only support a small group of cryptocurrencies. In contrast, others offer a much wider group of coins.
Crypto card wallets
Now, cryptocurrencies are still in the early stages of adoption, and that comes with some issues. Right now, most crypto cards require users to download their wallet, create an account, and store their coins there. While some company’s wallets are non-custodial, others aren’t, and that means that you are entrusting your coins to them. When picking a crypto card, you must always consider this as well as other essential matters as if they are fully compliant with the law.
Some card wallets will offer much more than just the card services. Crypto card companies have started to offer “cryptoback” services. The service gives users their money back when they buy things with the card. While this is not something new or exclusive to crypto cards, they come with the slight difference that the money they get back in cryptocurrencies.
As mentioned several times, the crypto cards are still in early development; in other words, there will be some restrictions for the cards. There will mainly be restrictions in terms of region availability; some cards are only available to EU residents. Others are only available to US residents. Also, some cards will come with some use restrictions meaning that you may not be able to use them in certain parts of the world.
Finally, crypto cards come with various costs associated with them. The typical fees range from issuance to delivery fee, as well as loading and conversion fees. The fees vary amongst cards, and some offer very low fees while others are a bit high. Nonetheless, there is probably a card that suits you the best in terms of fees, availability, and cryptocurrency support.
Now that we have covered aspects that are related to crypto cards, let’s go through the best crypto cards that support Dash:
PolisPay is a non-custodial, decentralized, multi-currency digital wallet. The app is cross-platform: iOS, Android, Windows, and macOS. The app allows users to send, receive, store, spend, and exchange cryptocurrencies. Users can buy gift cards with their cryptocurrencies or turn them into fiat using the PolisPay card. Additional features include the ability to exchange instantly between cryptocurrencies with their Shift services.
The epay card is a prepaid card that is managed on a prepaid basis. You can use your card to pay almost everywhere where MasterCard® is accepted. Once the card is activated and topped up, you can use it worldwide: For online shopping, to pay in shops, or to withdraw cash from an ATM.
The epay card Prepaid Mastercard® is embossed and does not feature a name on the card. This enables you to pay anonymously online and offline up to €100. Should you wish to spend more, you can identify yourself within minutes using the Bitcou video identification procedure and thus immediately increase your monthly limit to €4,000 (annually: €36,000).
The card can be ordered through Bitcou GmbH. The recharge is then possible via gift cards through the PolisPay App in €100, €50, and €25. For the shipping of a single card and activation, Bitcou charges €20. PolisPay is the first app in the world where you can load the card with crypto.
To learn more about the card’s fees and limits, head here.
The epay cards are available for the following countries:
Germany, Austria, Belgium, Bosnia Herzegovina, Bulgaria, Cyprus, Croatia, Czech Republic, Denmark, Estonia, Finland, France, Greece, Hungary, Ireland, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Sweden, Switzerland, Slovakia, Slovenia, Spain, and United Kingdom.
Wirex gives you the power to use your money, your way, on one borderless payment platform. Buy, store, exchange, and spend your digital or traditional currencies anytime, anywhere. Wirex offers a multicurrency Visa travel card.
The Wirex Visa card automatically converts more than 20 digital currencies and traditional currencies at the point of sale, letting you seamlessly spend your crypto and multiple currencies in real life, anywhere Visa is accepted. You can manage your money on one single platform, allowing you to fund your accounts by credit/debit card, bank transfer (in and out), or crypto. Currencies supported include Dash, Bitcoin, Ethereum, British Pound, Euro, US dollar, Australian Dollar, Hong Kong dollar, Japanese Yen, and more.
Wirex has some very convenient features to compliment the card. Apart from allowing users to manage their currencies, users can also track payments and to send and receive digital and traditional currencies around the globe for free. Coupled with this, user can exchange digital and traditional currencies in-app or online instantly, whether that is crypto to crypto, fiat to crypto and crypto to fiat. Wirex has multi-signature, cold-storage cryptocurrency that protects your money.
Wirex charges no issuance fee. However, you are required to pay a monthly maintenance fee of $1.50. If you plan to use the Wirex Card to withdraw cryptocurrencies, remember that a $3.50 fee is applied to each transaction. The daily withdrawal limit is also pretty low, at only $250. To learn more about the card’s fees and limits, head here.
The Wirex cards are available for the following countries:
Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Lithuania, Liechtenstein, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, and the United Kingdom.
Coinbase Card is a Visa debit card that allows you to easily and quickly spend the funds from cryptocurrency wallets in your Coinbase account. Ready to use in millions of locations around the world. Pay with a contactless, PIN, or withdraw cash from any ATM. You can use your card worldwide, anywhere Visa is accepted.
To get a Coinbase Card, you need to download the Coinbase Card iOS or Android App and follow the in-app instructions to securely connect the app to your Coinbase account or create an account if you don’t have one. Once this is complete, you’ll be able to use your virtual Coinbase Card immediately, and your physical one will be sent to your address.
The app allows users to select which cryptocurrency they want to pay with. It takes just a few seconds to switch between Dash, Ethereum, and other cryptocurrencies. Keeping track of payments is comfortable with spending summaries, transaction receipts, and instant notifications. The app also values security with features such as two-step verification and immediate card freeze.
The issuance fee for this Dash prepaid card is £4.95, and there is no monthly maintenance fee, using this Dash card abroad is not so convenient. The purchase fee for international transactions is 3.00%, plus a crypto liquidation fee (to convert crypto to fiat) of 2.49%. In terms of limits, the Coinbase Card lets you withdraw up to £500 per day and spend £10,000. The monthly and yearly spending limits are £20,000 and £50,000, respectively. To learn more about the card’s fees and limits, head here.
The Coinbase cards are available for the following countries:
Austria, Belgium, Bulgaria, Croatia, Cyprus, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, and the United Kingdom.
Spend Card is a Visa debit card that allows you to easily and quickly spend the funds from the cryptocurrency wallet on the Spend app. The card is ready to use in over 40 million global merchants. Pay with a contactless, PIN, or withdraw cash from any ATM. You can either issue a virtual or physical debit card with full transactional potential with Apple Pay and Google Pay where available. You can use your card worldwide, anywhere Visa is accepted.
Spend wallet app offers its users the ability to store, withdraw, exchange, send, and spend their funds easily. Users can send funds around the globe or exchange various currencies, cryptocurrencies, and fiat currencies, all within the Spend app. Users can lock, unlock their cards, order a replacement, mange their virtual card, and more. Once verified, you can immediately issue a virtual card (if applicable) for online use. Keeping track of payments is comfortable with spending summaries, transaction receipts, and instant notifications. The features don’t stop there; the app also allows users instant access to analytics & charts for various currencies and assets, as well as the ability to buy gift cards on-demand all within the app. Although it is essential to mention that the app is custodial; thus, they have control over your coins.
Spend offers three cards to their users: Spend Essential, Spend Preferred, and Spend Black. Each card with its own distinctive features and perks. Let’s briefly look at them:
Spend Essential gives users access to the Spend platform and all of the great features previously mentioned. The card has a daily limit of $500, card security features, the option of a virtual or physical card, 24/7 support, up to $2,000 referral rewards, and 0.2% card rewards back.
Spend Preferred grants users a flexible spending limit for use as an everyday card with access to the Spend VIP program and enhanced rewards. Apart from the previously mentioned features, the card also offers card security features, the option of a virtual or physical card, 24/7 support, up to $5,000 referral rewards, 2% card rewards back, and as mentioned access to Spend VIP.
With an optional sleek metal design, Spend Black cardholders receive access to our highest spending limits and Spend VIP Elite Program. The exclusive Visa card for elite users has a daily limit of $10,000, card security features, the option of a virtual or physical card, 24/7 support, up to $10,000 referral rewards, 6% card rewards back, access to Spend VIP and a limited metal black card.
To learn more about the three card’s fees and limits, head here.
The Spend cards are available for the USA and Canada.