Since it was created, Digibyte aimed to become one of the safest, fastest, longest, and most decentralized UTXO blockchain in existence. Although DigiByte is more than a faster digital currency. The blockchain can be used for digital assets (DigiAssets), smart contracts, dApps (Decentralized Applications), and secure authentication. If you want to learn more about DigiByte head to our post, “What is DigiByte?”.

A variety of features have made DigiByte receive more support from different industries. Due to these features, DigiByte has received some support from merchants as a more feasible way of implementing cryptocurrencies into our daily lives. And even as cryptocurrency and its community of users have experienced significant growth in popularity and use, liquidity remains a substantial challenge for the whole industry, hindering its mass adoption and its integration into ordinary life.

The biggest drawback of mass adoption of cryptocurrencies is the inability to spend them in everyday goods and services with the same ease as fiat. And while every day, more and more merchants, marketplaces accept DigiByte and other cryptocurrencies, we are still far from getting mass adoption. Until that happens, the best and easiest way to spend your DigiByte is through crypto debit cards. 

Crypto cards: how do they compare with regular cards?

Crypto, cards?

Don’t let the crypto card part misguide you, crypto cards at the end of the day are just regular debit cards that support cryptocurrencies like DigiByte. You can swipe, insert, or tap the card like a regular debit card. The only main difference is that they are not linked to a traditional bank, but to a crypto wallet. From the app, you can manage your card, deposit, transfer, etc. 

Crypto cards offer two main types: physical and virtual. Most of the crypto card companies offer both of them, but at the end of the day, you choose the one that suits you the best. If you only use the card for paying online, the virtual variety will suffice you and probably cost less than a physical card. On the other hand, if you plan on using daily POS purchases or withdrawing cash, the physical card is the right choice for you. 

Can I use my crypto cards worldwide?

Like regular debit cards, crypto cards also have partnered with global payment processing companies like Visa, MasterCard, or Union Pay. This, in turn, makes them much more accepted worldwide; basically anywhere where traditional cards are accepted, you will be able to use them. Most crypto cards work in such a way that merchants get paid in their currency while you are charged in DigiByte from your prepaid balance. This guarantees that users will be able to pay for things, in establishments where cryptocurrencies are not fully adopted yet.

Many crypto cards are now increasingly offering their users to link the cards to more than one fiat currency. Most crypto cards accept several cryptocurrencies like DigiByte and allow their users to load the cards with the different cryptocurrencies. It is essential to point out that not every card support DigiByte; some cards only support a small group of cryptocurrencies. In contrast, others offer a much wider group of coins.

Crypto card wallets

Now, cryptocurrencies are still in the early stages of adoption, and that comes with some issues. Right now, most crypto cards require users to download their wallet, create an account, and store their coins there. While some company’s wallets are non-custodial, others aren’t, and that means that you are entrusting your coins to them. When picking a crypto card, you must always consider this as well as other essential matters as if they are fully compliant with the law. 

Some card wallets will offer much more than just the card services. Crypto card companies have started to offer “crypto-back” services. The service gives users their money back when they buy things with the card. While this is not something new or exclusive to crypto cards, they come with the slight difference that the money they get back in cryptocurrencies.

Country availability

As mentioned several times, the crypto cards are still in early development; in other words, there will be some restrictions for the cards. There will mainly be restrictions in terms of region availability; some cards are only available to EU residents. Others are only available to US residents. Also, some cards will come with some use restrictions meaning that you may not be able to use them in certain parts of the world. 


Finally, crypto cards come with various costs associated with them. The typical fees range from issuance to delivery fee, as well as loading and conversion fees. The fees vary amongst cards, and some offer meager fees while others are a bit high. Nonetheless, there is probably a card that suits you the best in terms of fees, availability, and cryptocurrency support. 

Now that we have covered aspects that are related to crypto cards, let’s go through the best crypto cards that support DigiByte:


PolisPay is a non-custodial, decentralized, multi-currency digital wallet. The app is cross-platform: iOS, Android, Windows, and macOS. The app allows users to send, receive, store, spend, and exchange cryptocurrencies. Users can buy gift cards with their cryptocurrencies or turn them into fiat using the PolisPay card. Additional features include the ability to exchange instantly between cryptocurrencies with their Shift services. 

epay card

The epay card is a prepaid card that is managed on a prepaid basis. You can use your card to pay almost everywhere where MasterCard® is accepted. Once the card is activated and topped up, you can use it worldwide: For online shopping, to pay in shops, or to withdraw cash from an ATM. 

The epay card Prepaid Mastercard® is embossed and does not feature a name on the card. This enables you to pay anonymously online and offline up to €100. Should you wish to spend more, you can identify yourself within minutes using the Bitcou video identification procedure and thus immediately increase your monthly limit to €4,000 (annually: €36,000).

The card can be ordered through Bitcou GmbH. The recharge is then possible via gift cards through the PolisPay App in €100, €50, and €25. For the shipping of a single card and activation, Bitcou charges €20. PolisPay is the first app in the world where you can load the card with crypto.

To learn more about the card’s fees and limits, head here.

The epay cards are available for the following countries:

Germany, Austria, Belgium, Bosnia Herzegovina, Bulgaria, Cyprus, Croatia, Czech Republic, Denmark, Estonia, Finland, France, Greece, Hungary, Ireland, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Sweden, Switzerland, Slovakia, Slovenia, Spain, and United Kingdom.


Spend Card is a Visa debit card that allows you to easily and quickly spend the funds from the cryptocurrency wallet on the Spend app. The card is ready to use in over 40 million global merchants. Pay with a contactless, PIN, or withdraw cash from any ATM. You can either issue a virtual or physical debit card with full transactional potential with Apple Pay and Google Pay where available. You can use your card worldwide, anywhere Visa is accepted.

Spend wallet app offers its users the ability to store, withdraw, exchange, send, and spend their funds easily. Users can send funds around the globe or exchange various currencies, cryptocurrencies, and fiat currencies, all within the Spend app. Users can lock, unlock their cards, order a replacement, mange their virtual card, and more. Once verified, you can immediately issue a virtual card (if applicable) for online use. Keeping track of payments is comfortable with spending summaries, transaction receipts, and instant notifications. The features don’t stop there; the app also allows users instant access to analytics & charts for various currencies and assets, as well as the ability to buy gift cards on-demand all within the app. Although it is essential to mention that the app is custodial; thus, they have control over your coins.

Spend offers three cards to their users: Spend Essential, Spend Preferred, and Spend Black. Each card with its own distinctive features and perks. Let’s briefly look at them:

Spend Essential

Spend Essential gives users access to the Spend platform and all of the great features previously mentioned. The card has a daily limit of $500, card security features, the option of a virtual or physical card, 24/7 support, up to $2,000 referral rewards, and 0.2% card rewards back.

Spend Preferred

Spend Preferred grants users a flexible spending limit for use as an everyday card with access to the Spend VIP program and enhanced rewards. Apart from the previously mentioned features, the card also offers card security features, the option of a virtual or physical card, 24/7 support, up to $5,000 referral rewards, 2% card rewards back, and as mentioned access to Spend VIP.

Spend Black

With an optional sleek metal design, Spend Black cardholders receive access to our highest spending limits and Spend VIP Elite Program. The exclusive Visa card for elite users has a daily limit of $10,000, card security features, the option of a virtual or physical card, 24/7 support, up to $10,000 referral rewards, 6% card rewards back, access to Spend VIP and a limited metal black card.

To learn more about the three card’s fees and limits, head here.

The Spend cards are available for the USA and Canada.


Paycent Cards enable users to convert digital assets into local currencies for use or withdraw from ATMs with real-time accessibility and convenience while adhering to the highest level of security standards in the industry. Paycent offers three distinctive cards from payment processing companies such as UnionPay for China, Mastercard, and UnionPay international. 

The Paycent app is a custodial hybrid mobile wallet that lets users spend their digital assets globally in real-time with the help of the Paycent Card. The Paycent app can hold Digibyte (DGB) as well as other cryptocurrencies. The Paycent Card can be used to withdraw cash in local currency at ATMs and at offline merchants in over 200 countries at over 36 Million points.

Paycent offers three cards to its users: Ruby, Sapphire, and Solitaire. To purchase the card, you will first need to download the Paycent app. Complete the KYC and transfer crypto to the app. Convert a supported currency into SIP (fiat) and purchase the card. The cards have a one time fee of $49; this includes FedEx/DHL/UPS delivery with no yearly fees or hidden charges. Let’s briefly look at each one of them:

Paycent Ruby

The card can be ordered through the app and works as a virtual card for online transactions. This Paycent card is powered by a CUP that comes with a daily spending limit of US $5,000 and with a withdrawal limit of US $5,000.

Paycent Sapphire

This card can be ordered through the app and works as a virtual card for online transactions. This Paycent card is powered by UPI that comes with a daily spending limit of US $5,600 and with a withdrawal limit of US $1,650.

Paycent Solitaire

This card can be ordered through the app and works as a virtual card for online transactions. This Paycent card is powered by MC that comes with a daily spending limit of US $ 13,000.00 and with a withdrawal limit of US $ 10,000.00.

To learn more about the three card’s fees and limits, head here.

The Paycent cards are available worldwide EXCEPT for the following countries:

North Korea, Sudan, Iran, and Cuba.